Personal Loan

Get a great deal on your home loan from expert advise at LeMerit Finance.


Personal Loan


It is time to spoil yourself to enjoy a relax holiday or buy her beautiful gifts. Why not thinking about personal loan, give your more flexible.

Contact us, we are ready to help you.


Personal Loan FAQs,


Q1, Am I eligible for a personal loan?

To apply for a personal loan, you must be

  • 18 years or older,
  • An Australia Resident
  • Earing regular income,
  • Able to meet the repayments
  • Looking to borrow more than $5,000



Q2, Fixed rate or Variable rate, which one is better for me?

It is hard to say which repayment method is better for you. However, we can do pre assessment to let you know how much you repay on your personal loan, and you can make sure if you can afford this repayment in your budget.



Q3, Can I pay off it earlier?

If you select variable rate personal loan, you can pay it off early by making extra repayment.

If you pay off your fixed rate personal loan, some fee and charges may be applied.



Q4. How quick I can get approval for my personal loan?

Personal loan approval is depending on your credit scoring, if satisfied; normally it will take 2 hours to get your loan approval.



Q5, Are there any fees involved in taking out a personal loan?

Yes, there may be some fees involved, including:

  • Lender application fee
  • Origination fee
  • Monthly account fees