Commercial Property Purchases and Refinancing
Tell us about the property, how it will be used and your preferred timeframe. We can discuss finance for shops, offices and other commercial premises, including a review of an existing loan.
If you need finance for vehicles or equipment, explore car and asset finance alongside your business lending options.
Finance That Starts with the Purpose
A business purchase, property investment and development project can involve different lending requirements. We consider the purpose, proposed security, income and commitments before discussing suitable options.
Preparing Your Application
Useful records may include financial statements, company tax returns, business account statements, directors’ income details and an assets and liabilities summary. For an investment property, bring the lease and rental information.
Alternative Documentation and Lease-Based Lending
Where full financial records are not available, ask about the documentation a lender may accept. A lease-based assessment may consider rental income, the property and lease terms. Availability and conditions vary; approval is not automatic.
Development and Construction Plans
Discuss the scope, budget, building contract and proposed security early. Lester can explain what further information a lender may need before an application can progress.