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Finance for business

Business and Commercial Loans

Discuss finance for commercial property, business needs and development plans, with clear explanations of lender requirements.

Clients planning their next property move

Commercial Property Purchases and Refinancing

Tell us about the property, how it will be used and your preferred timeframe. We can discuss finance for shops, offices and other commercial premises, including a review of an existing loan.

If you need finance for vehicles or equipment, explore car and asset finance alongside your business lending options.

Finance That Starts with the Purpose

A business purchase, property investment and development project can involve different lending requirements. We consider the purpose, proposed security, income and commitments before discussing suitable options.

Preparing Your Application

Useful records may include financial statements, company tax returns, business account statements, directors’ income details and an assets and liabilities summary. For an investment property, bring the lease and rental information.

Alternative Documentation and Lease-Based Lending

Where full financial records are not available, ask about the documentation a lender may accept. A lease-based assessment may consider rental income, the property and lease terms. Availability and conditions vary; approval is not automatic.

Development and Construction Plans

Discuss the scope, budget, building contract and proposed security early. Lester can explain what further information a lender may need before an application can progress.

Keep Exploring

A clearer understanding

Your Questions,
Answered Simply.

Need help with your circumstances? Talk with Lester →

What information should I bring?

Start with the finance purpose, business details, current financial records, debts and any property or asset information. Lester will help identify further requirements.

Can I refinance a commercial loan?

You can ask for a review of your existing arrangement. Any new loan remains subject to the lender’s assessment, security requirements and costs.

Do you help self-employed applicants?

Yes. Discuss your available records so we can consider the application requirements for your situation.

Let’s Talk About Your Next Move.

Personal support from your first question to the next step.

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